Dental Benefits

Dental coverage is provided through the Delta Dental PPO plan. When you enroll in Delta Dental coverage for the first time, Collective Health will send you an ID card.

As long as you use Delta Dental providers, there is no annual deductible for basic and major care. If you go out-of-network, the annual deductible is $50 per person or $150 per family. And, since out-of-network dentists have not agreed to Delta Dental's lower rates, you may pay more.

Employee contributions for dental coverage

Dental plan benefit summary (PDF)

There is an annual calendar maximum of $2,000 per person. Preventive exams don't count toward your maximum.

Your Share of the Cost

Preventive exams and cleanings
Two each calendar year; three if you're pregnant

No charge

Basic services
Fillings, extractions, root canals, etc.


Major services
Crowns, dentures, bridges, etc.



You pay 50%; plan pays $2,000 maximum per person per lifetime