Changing Your Benefit Elections

When it comes to medical, dental and vision coverage, Flexible Spending Accounts (FSAs), the Health Savings Account (HSA), and optional life and accidental death and dismemberment (AD&D) insurance, the IRS only allows you to enroll or make changes at specific times during the year. Those are:

  • During our annual Open Enrollment period each fall
  • Within 31 days of first becoming eligible
  • Within 31 days of certain types of big changes in your life, like getting married or having a baby

If at any time you experience a life status change and you need to update your benefits, you must take action within 31 days of the event.

Find out if you can make a change to your elections outside the annual Open Enrollment period.

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